For me, the emotional impact of better mpg is greater than the math. I bought a motorcycle several years ago that gets 68 mpg. I love using it for 40 mile trips over my car (which at the time was 27 mpg). But the reality is that between acquisition costs, running costs (especially tires), and accidents, it has not actually saved me money. But I've always been an mpg freak, from back in 1977 when I bought a Datsun B210 plus with EPA of 37/50. So the Niro is a great car for me personally. I'll certainly own it long enough to payback the extra costs of purchasing a hybrid no matter the future price of oil. Huge emotional benefit of being better on the environment as well.
2018 Kia LX HEV Metal Stream with Advanced Tech