Ceramic coatings will not protect the car from rock and debris chips. Paint Protection film will unless hit by a large object. I have had Xpel Ulitmate self healing PPF applied to the front bumper and entire hood of MY 2018 NIRO Phev. I plan on keeping the NIRO for a long time and I consider it money well spent. I like to keep the little car looking nice.
So far after 15K miles... no rock chips at all