Last night I had the misfortune of hitting a reread on the highway. It was dark and I didn't see it until it was too late. Well it ripped the front undercarriage out. A quick estimate this morning was $820 if they don't find anything else. The trick is the insurance agent says they could go either comp or collision. You don't know till you file the claim. If comp, my deductible is $250 plus they give me $200 back for loss of use of my business vehicle. If collision, I carry $1000 deductable. So it is not worth it. I know it helps with the aerodynamic but since filling up this morning I have done 156 miles and average 55.1 mpgs. You all know I drive it like a beast, so do I fix it, leave it, or fix it myself. Parts to do myself look to be about $300.