The benefit of "smart chargers" is their ability to determine when desulfation is required and provide a brief high charge to perform that function.The one thing I don't yet understand is the difference (to battery life) between manually maintaining the 12V battery charge periodically vs. having its charge maintained automatically from the traction battery.
Is it an issue of going a long time without charging the PHEV via AC, and given the lack of alternator, discharging the 12V battery too deep too often?
The DC to DC converter will not perform that function - in fact, an alternator will not do that either.
12V lead acid batteries like to be fully charged at all times and hybrid/EV vehicles do not regularly do that whereas an alternator on the ICE cars will attempt to keep fully charged.