So I purchased a new EX with Adv. Tech last night. Called this morning to get the insurance sorted. The agent is saying to replace one of my 2 other vehicles, just the Niro itself would be $63/month. Then she says "Don't ask me to explain it", by adding it as a third car with the same exact coverage it goes up to $96/month. I don't understand why adding a 3rd car vs replacing one of the 2 I already have would make the Niro shoot up 50% a month. I've only ever had my multi-car discount get bigger with more cars, not less. Anyone know why? I need to keep all three, so it's a weird surprise.